Shop now, Pay later with Klarna

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Lay-Z-Spa hot tubs on finance

How it works

Step 1: Add product(s) to your basket and select 'Klarna' when you check out.

Step 2: Enter a few personal details and you'll know instantly if you're approved.

Step 3: Klarna will send you an email confirmation and reminders when it's time to pay and you can manage your orders and payments in the Klarna app.

Payment Options

PAY IN 30 DAYS

Shop now and pay 30 days later. Get the items you want now and pay up to 30 days after shipment. No upfront payment, no interest and no fees.

Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

PAY IN 3 INTEREST-FREE INSTALMENTS

Shop today and split purchases over £35 into 3 equal interest-free instalments. Zero interest and never any fees. 

Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

FINANCING

Apply for monthly financing with 0% APR during checkout on orders over £500. It's a user friendly, application process with an instant decision. 


Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.

Paying after delivery allows you to try before you buy and is the easiest way to shop online.

  • Complete the payment in full after purchase at no added cost.
  • Report returns directly in our app and only pay for the items that you keep.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

Klarna's Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and
other lenders. 18+, UK residents only. Subject to status. T&Cs apply. www.klarna.com/uk/terms-and-conditions 

Pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically
every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information.

  • A new way to pay that's an alternative to a credit card.
  • 3 instalments gives you flexibility to shop without interest or hidden fees.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

Klarna's Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna
and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. www.klarna.com/uk/terms-and-conditions

Financing

Spread the cost of your order over £500 into equal monthly payments with our financing option.

  • 0% interest spread across 12 or 18 months.
  • Not making your monthly payments on time will result in you being required to pay interest on all future payments at 18.9% APR Representative. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future. 
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. View the Financing Terms and Conditions here.

Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Wilton Bradley Ltd, Unit 8 Wentworth Road, Heathfield Industrial Estate, Newton Abbot, Devon, UNITED KINGDOM is authorised and regulated by the Financial Conduct Authority (FCA FRN 836338) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB UK branch (BR020956), a branch of Klarna Bank AB (556737-0431) which is authorised and regulated by the Swedish Financial Services Authority. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions

About Klarna

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.


  • Login online here
  • Download the Klarna app here
  • Chat with their customer service here

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna

About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to
send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

  • More than 100 million shoppers are using Klarna.
  • 200,000 retailers are working with them worldwide.
  • They are one Europe’s largest banks and they have been powering online checkouts for over 15 years.


Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Lay-Z-Spa is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.